Completing a personal net worth statement at least once a year is important from a financial planning perspective. It is, in essence, a financial report card that helps in the evaluation of your current financial health. Once completed there are various factors to consider when analyzing your net worth. Before delving into the factors to [...]
In my recent 13 Thoughts To Keep Investing Simple post, I indicated that rebalancing an investment portfolio should occur at least once a year. I last undertook such a review in August 2020 and disclosed my findings in my Portfolio Holdings Review – August 2020 post. Equity values and the CDN/USD FX rate have certainly [...]
A follower of this blog recently asked 'How do you monitor your portfolio and conduct thorough research when you have a family and a full-time job?' A 'ditch the family and job and focus on investing' is certainly not an appropriate response. This post touches upon 13 thoughts to KEEP INVESTING SIMPLE! By the way, [...]
I don't think anybody is born with the innate disposition for investing and in particular, equity investing. Luck may certainly be a factor in many instances. Success, however, mostly boils down to the hours dedicated to learning, failing, re-learning, and growing as an investor. Although patience and perseverance are key when on the journey to [...]
Great companies sometimes become grossly overvalued yet we do not want to part with the underlying shares. In such instances, skim additional income with covered calls. Covered Calls A covered call: is a conservative options strategy used to generate income if you think the underlying stock price is unlikely to rise significantly within a specific [...]
Avoid making poor financial decisions and your life will be so much less stressful! This is what goes through my mind when I see people walking in and out of PayDay Loan outlets. Payday lenders like to view themselves as financial services companies that promote themselves as 'putting people first'. I find this extremely puzzling [...]
I am continually searching for attractively valued high-quality companies in which I can invest. In August 2018, I delved into the historical financial results and earnings guidance of CME Group Inc. (CME). Based on my analysis I came to the realization that CME Group is a unique dividend gem and disclosed that I would be [...]
I do not know when it will happen. I just know it will happen. That is why we must prepare for a stock market correction. I have only been an equity investor since the late 1980s so I certainly do not have the experience and expertise of the world’s super investors. I have, however, witnessed [...]
This is my FFJ Portfolio - March 2021 Report. The portfolio was created in January 2017 to demonstrate how investing in high-quality companies with competitive advantages can assist investors in reaching their long-term financial goals without the need to speculate or chase dividend yield. FFJ Portfolio Realignment I wrote several articles during the month but [...]
In my Margin is a Double-Edged Sword and Investing Using Margin Debt Leaves You Vulnerable articles, I touched upon the risks of employing the use of margin debt for investment purposes. Margin investing is the practice of borrowing money from a brokerage firm to make investments. Traders tap this to increase buying power and then [...]