The Importance of Positive Personal Free Cash Flow

I can not stress enough as to the importance of personally being in a positive free cash flow position. This article provides tips on how to achieve and remain in this state. Introduction Recent statistics show the consumer credit debt of households and non-profit organizations in the US amounted to ~$3.74T in Q3 2017. Judging [...]

By |June 8th, 2018|Budgeting and Debt|Comments Off on The Importance of Positive Personal Free Cash Flow

Hershey – Beaten Down….Sweet!

Summary Hershey’s current valuation is similar to that evidenced in FY2009 at which time we were experiencing that ‘little event’ called The Financial Crisis. HSY is unlikely to appeal to investors seeking companies with ‘high octane’ growth. The company’s dividend yield and valuation are at levels not evidenced in several years. I currently have a [...]

By |June 6th, 2018|Equity Investing|Comments Off on Hershey – Beaten Down….Sweet!

Hershey – Beaten Down….Sweet!

HSY has retraced further subsequent to my February 3, 2018 article.  In this article I share my thoughts on HSY's current valuation. Summary Hershey’s current valuation is similar to that evidenced in FY2009 at which time we were experiencing that ‘little event’ called The Financial Crisis. HSY is unlikely to appeal to investors seeking companies [...]

By |June 6th, 2018|General Investing|Comments Off on Hershey – Beaten Down….Sweet!

What to Invest In? – Open Your Wallet

If you're struggling to find decent companies in which to invest look no further than these two companies. They might be a bit rich at the moment but put them on your radar so you can take action if they pullback. I am often astounded to learn of some of the companies in which people [...]

By |June 4th, 2018|General Investing|Comments Off on What to Invest In? – Open Your Wallet

Really Embrace Lower Stock Prices

Many investors root for higher stock prices. If you are a long-term investor, however, you should really embrace lower stock prices if the lower prices are not a result of a permanent impairment to the company. I recognize why, if you are a short-term ‘investor’, you get excited when a company’s stock price in which [...]

By |June 3rd, 2018|General Investing|Comments Off on Really Embrace Lower Stock Prices

FFJ Portfolio – May 2018 Dividend Income Report

This past week my wife and I were out of town clearing out my in-law's principal residence in which they have resided since the early 1960s. Unfortunately, they have reached the stage where remaining in their principal residence is no longer a viable option even though my father-in-law went through the significant expense of retrofitting [...]

By |June 3rd, 2018|General Investing|Comments Off on FFJ Portfolio – May 2018 Dividend Income Report

Hormel – A Fairly Valued Consumer Staples Sector Member

This is an introduction to my Hormel Foods Corporation (HRL) stock analysis which is based on Q2 2018 results and management's guidance for the second half of FY2018. Summary HRL, as with other companies in the Consumer Staples sector, is experiencing headwinds such as changing consumer tastes. Its stock price has not been negatively impacted [...]

By |May 24th, 2018|General Investing|Comments Off on Hormel – A Fairly Valued Consumer Staples Sector Member

Hormel – A Fairly Valued Consumer Staples Sector Member

Summary HRL, as with other companies in the Consumer Staples sector, is experiencing headwinds such as changing consumer tastes. Its stock price has not been negatively impacted to the same extent as other members of this sector. HRL Investors have not experienced significant positive investment returns over the last couple of years. They have, however, [...]

By |May 24th, 2018|Equity Investing|Comments Off on Hormel – A Fairly Valued Consumer Staples Sector Member

Chevron versus Exxon – An Experiment in Long-Term Wealth Creation

Oftentimes investors will debate whether one stock is superior to another within the same industry sector. In some cases, the answer is not clear cut especially when comparing companies within a somewhat volatile industry. In today’s article I take a look at two major integrated oil and gas behemoths in the energy sector to bring [...]

By |May 22nd, 2018|General Investing|Comments Off on Chevron versus Exxon – An Experiment in Long-Term Wealth Creation

Pitney Bowes – What a Toxic Investment Looks Like

Periodically I will skim through other blogs in search of companies which may warrant further investigation. Occasionally, however, I will stumble across an article in which a company’s common stock is recommended and I just have to shake my head as to what would possess someone to recommend to readers such a company as a [...]

By |May 20th, 2018|General Investing|Comments Off on Pitney Bowes – What a Toxic Investment Looks Like
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