Had I been much more mature when I was younger, I would likely now have a much larger investment portfolio. Alas, my priorities were much different decades ago. Allow me to regale you with some of my high school and undergraduate degree education experiences. Although I enjoyed high school and my undergraduate Economics university program, [...]

Despite the following impressive statistics, equity exchange traded funds have disadvantages. Assets Under Management (AUM): In October 2024, AUM were in excess of ~$13T and had experienced a ~20% cumulative annualized growth rate (CAGR) since 2008. Number of ETFs: Over 12,000 ETFs listed globally. Market share: ETFs have more than doubled their market share relative [...]

Dividends can be a great way to return value to shareholders. They do, however, have drawbacks. Do NOT fixate on dividend metrics. Instead, analyze how companies allocate their capital. They can: reinvest in the business; debt reduction; merge or acquire other businesses; distribute dividends; and/or repurchase shares. Typically, companies employ one or more of the [...]

As a follow up to my recent 10 Valuable Lessons To Achieve Financial Freedom post, I look at how we can overcome behavioral biases that influence and often lead to suboptimal investment decisions. Behavioral biases are a systematic pattern of deviation from rationality in judgment. These biases lead to decisions based on emotions, cognitive errors, [...]